Last Updated: January 1, 2026

CTC Link, LLC (“Company,” “we,” “us,” or “our”) is dedicated to safeguarding the privacy of our clients and visitors. This Privacy Policy explains how we collect, use, store, and protect your personal information when you visit our website, www.ctc-link.com, or engage with our services. By accessing or using our website, you acknowledge and agree to the practices described in this Policy. If you do not agree with these terms, please discontinue use of the website immediately.

1. Information We Collect

We collect both personal and non-personal information when you interact with our website, apply for a mortgage, or communicate with our team.

A. Personal Information You Provide

When you use our services, you may voluntarily provide information such as:

• Name, phone number, email address, and mailing address

• Employment details, income, and financial information

• Social Security number or other identifying documents required for loan applications

B. Information Collected Automatically

When you visit our website, we may automatically collect:

• IP address, browser type, and operating system

• Pages viewed, time spent on each page, and navigation patterns

• Device type and general geographic location

C. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your browsing experience, analyze website performance, and improve our services. You may adjust your cookie preferences through your browser settings.

2. How We Use Your Information

We use the information we collect to:

• Process mortgage applications and pre-approvals

• Communicate with you regarding loan options, rates and related services

• Enhance website functionality and overall user experience

• Comply with legal and regulatory obligations

• Prevent fraud, unauthorized activity and security threats

3. How We Share Your Information

We do not sell or share your personal information with third parties. Your information is used solely within our company to support the services we provide.

4. Data Security

We implement robust security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encrypted data storage and secure server connections

• Multi-factor authentication for sensitive transactions

• Routine security audits and adherence to industry standards

While we strive to protect your information, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.

5. Your Rights and Choices

You have the right to:

• Request access to the personal information we maintain about you

• Correct inaccurate or outdated information

• Opt-out of marketing emails or text communications

• Request deletion of your personal data, subject to legal and regulatory requirements

To exercise these rights, please contact us at [email protected].

6. Third-Party Links

Our website may include links to external websites. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review their privacy policies before sharing any personal information.

7. Children’s Privacy

Our services are not intended for individuals under the age of 18, and we do not knowingly collect personal information from minors. If you believe a child has provided us with personal data, please contact us so we may remove it promptly.

8. Updates to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in legal requirements, industry standards, or our business operations. Any updates will be posted on this page with a revised “Last Updated” date.

9. Governing Law

This Privacy Policy is governed by the laws of the State of Georgia. Any disputes arising from this Policy shall be resolved in the appropriate courts.