Last Updated: January 1, 2026

Welcome to www.CTC-LINK.com. These Terms and Conditions (“Terms”) govern your access to and use of our website and related services. By accessing or using the website, you acknowledge and agree to be bound by these Terms. If you do not agree with any part of these Terms, you may not use the website.

1. Use of the Website

Eligibility: You must be at least 18 years old—or the age of majority in your jurisdiction, if higher—to use this website.

Permitted Use: You agree to use the website solely for lawful purposes and in full compliance with these Terms.

Prohibited Use: You may not use the website:

• For any unlawful or unauthorized purpose

• To solicit others to engage in unlawful activities

• To violate any international, federal, provincial, state, or local laws or regulations

• To infringe upon our intellectual property rights or those of others

• To harass, abuse, insult, harm, defame, slander, intimidate, or discriminate against any individual or group

• To submit false, misleading, or fraudulent information

• To upload or transmit viruses, malware, or any harmful code

2. Mortgage Information Disclaimer

The information provided on this website is intended for educational and informational purposes only and should not be interpreted as legal, financial, or mortgage advice.

• All loan approvals are subject to credit review, verification, and lender-specific guidelines.

• Mortgage rates and loan terms may change at any time without prior notice.

• Submitting a pre-approval request does not guarantee loan approval.

• Loan availability may vary based on state regulations and individual borrower qualifications.

3. Privacy Policy & Data Collection

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and safeguard your personal information.

• By submitting a form, you consent to being contacted by phone, email, or text message.

• We do not sell or share your information with unauthorized third parties.

• We utilize secure encryption and industry-standard safeguards to protect your data.

You may review our full Privacy Policy for additional details.

4. Third-Party Links & Services

This website may include links to third-party websites or services for your convenience. CTC Link, LLC is not responsible for the content, policies, or practices of these external sites.

• Accessing third-party links is done at your own risk.

• We do not endorse or guarantee any external products, services, or information.

5. Limitation of Liability

CTC Link, LLC is not responsible for:

• Errors or inaccuracies in mortgage rate calculations

• Temporary Website outages or service interruptions

• Decisions made based on information obtained from this website

To the fullest extent permitted by law, CTC Link, LLC disclaims all warranties—express or implied—including warranties of merchantability and fitness for a particular purpose.

6. Intellectual Property Rights

All content on this website—including text, images, logos, graphics, and design elements—is the property of CTC Link, LLC and is protected by copyright, trademark, and other intellectual property laws.

• Unauthorized reproduction, distribution, or modification of any content is strictly prohibited.

• Users may download or print materials solely for personal, non-commercial use.

7. Updates to These Terms

We reserve the right to update or modify these Terms at any time without prior notice. Continued use of the website following any changes constitutes acceptance of the revised Terms.

8. Governing Law

These Terms are governed by and interpreted in accordance with the laws of the State of Georgia. Any disputes arising under these Terms shall be resolved in the appropriate courts located in Georgia.

9. Contact Information

Questions regarding these Terms and Conditions may be directed to us using the contact information provided on the website.